Business Loan

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Business Loan

SME Business Loan is designed to meet any financial need of SME business as per specific business requirements like business expansion, purchasing fixed asset, working capital requirement in the form of term loan or revolving loan both. Whether it is secured or unsecured depends on business type & financial requirements.

Basic Information

Target Customer Loan Limit Tenor Interest Rate
Any Small & Medium Enterprise with valid trade license & other business papers and capability for loan repayment.
Sole proprietorship, Partnership
Small sized businesses
(Production, Trading, Service, Agro based products and others)
From BDT 200,000 to BDT 50,000,00 depends on type of loan & size of enterprise.
(may differ from bank to bank)
12 Months to 60 months
(May differ from bank to bank)
From 13% to 15%
(may differ from bank to bank)


  • Any successful enterprise which have minimum 2 years in same or relevant business experience can apply for loan.
  • Business income need to support the proposed loan

List of some banks which have Business Loan product

Bank Name Product Name
AB Bank Ltd. UDDOG
Prime Bank Ltd. Sahaj Rin
NRCB Bank Ltd. SME Finance
The City Bank Ltd. City Sheba, City Shulov
Commercial Bank of Ceylon PLC. Probriddhi
Eastern Bank Ltd. EBL invoice factoring
Exim Bank Ltd. EXIM Abalamban
Mutual Trust Bank Ltd. MTB Small Business Loan, MTB Digoon
Mutual Trust Bank Ltd. MTB Light Engineering
National Bank Ltd. Small Medium Enterprise Loan
Prime Bank Ltd. Prime Subidha Rin, Digun Rin
Shahjalal Islami Bank Ltd Prottasha for Small Enterprises
Southeast Bank Ltd. Lease Finance.
The City Bank Ltd. City Muldhan
Trust Bank ltd. Trust Bunon, Trust Muldhan
United Commercial Bank Ltd. UCB Onkur

Required Documents

  • Passport size photograph of loan applicant
  • Trade license
  • TIN certificate
  • VAT certificate (if applicable)
  • Electricity Bill
  • Telephone Bill
  • List and total price of fixed asset
  • List of creditors
  • List of debtors
  • Names of employees, salary, post and monthly salary sheet
  • Last 1-3 years bank statement
  • One year sales report and profit & loss account of the business
  • Completed CIB form
  • Current customers/clients list
  • Photocopy of partnership deed registered with registrar of firm duly attested by notary public (for partnership firm)
  • Photocopy of registration certificate duly attested by Notary Public in case of registered firm (for partnership firm)
  • Letter of partnership duly signed by all the partners, in case of non-registered firm (for partnership firm)
  • Resolution signed by all the partners to open the A/C (for partnership firm)
  • Other documents as per bank requirement  & nature of business

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