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Consumer Goods Loan
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Consumer Goods Loan
Consumer Goods Purchase Loan
This loan is designed to buy any consumer goods like furniture, television, refrigerator, air-conditioners, washing machine or any household durables, computer etc.
Basic Information
Target Customer |
Loan Limit |
Tenor |
Interest Rate |
Any individual having regular income who needs financial support to purchase consumer goods. |
From BDT 50,000 to BDT 300,000
(may differ from bank to bank) |
12 to 36 months
(may differ from bank to bank) |
Maximum 9% Yearly
(may differ from bank to bank & time to time) |
Eligibility
Age Limit |
Minimum Monthly Income |
Employment Duration |
Min 21 years, Max 60 years
(may differ from bank to bank) |
For Salaried Tk. 10,000
For Businessmen and Self-employed Tk. 20,000
(may differ from bank to bank) |
Salaried: Min 2 years of working experience & min 6 months of continuous employment with present employer.
Professionals: Minimum 1 year of total practice in the profession.
Businessman: Minimum 2 year of involvement in business.
(may differ from bank to bank) |
List of some banks which have Consumer Goods Purchase Loan product
Bank Name |
Product Name |
Bangladesh Development Bank Ltd. |
Consumer Loan Scheme |
Bank Asia Ltd. |
Consumer Durable Loan |
Dutch-Bangla Bank Ltd. |
Dreams Come True Line |
IFIC Bank Ltd. |
Consumer Durable Loan |
Mercantile Bank Ltd. |
Consumers Credit Scheme |
Mercantile Bank Ltd. |
House Furnishing Loan |
National Bank Ltd. |
Consumer Credit Loan |
NCC Bank Ltd |
Consumer Finance Scheme |
One Bank Ltd. |
Consumer Loan |
Prime Bank Ltd. |
Household Durables Loan |
Standard Bank Ltd. |
SBL Husehold Appliance Loan |
United Commercial Bank Ltd. |
House Hold Durable Loan |
Uttara Bank Ltd. |
Consumer Credit |
Required Documents
- National identity/passport/driver license/nationality/ward commissioner’s certificate with photo attachment
- Clear studio Photograph and business card
- Bank statement for last 6 months
- Copy of TIN related document
- Letter of Introduction (LOI) for salaried executives or salary slip
- Trade license/MOA for businessmen
- Copy of house ownership and rent agreement for landlord and land lady
- Other document as per loan category
- Other documents as per bank requirement
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