Consumer Goods Loan

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Consumer Goods Purchase Loan


This loan is designed to buy any consumer goods like furniture, television, refrigerator, air-conditioners, washing machine or any household durables, computer etc.


Basic Information

Target Customer Loan Limit Tenor Interest Rate
Any individual having regular income who needs financial support to purchase consumer goods. From BDT 50,000 to BDT 300,000

(may differ from bank to bank)

12 to 36 months

(may differ from bank to bank)

Maximum 9% Yearly
(may differ from bank to bank & time to time)



Age Limit Minimum Monthly Income Employment Duration
Min 21 years, Max 60 years

(may differ from bank to bank)

For Salaried Tk. 10,000

For Businessmen and Self-employed Tk. 20,000

(may differ from bank to bank)

Salaried: Min 2 years of working experience & min 6 months of continuous employment with present employer.

Professionals: Minimum 1 year of total practice in the profession.

Businessman: Minimum 2 year of involvement in business.

(may differ from bank to bank)



List of some banks which have Consumer Goods Purchase Loan product

Bank Name Product Name
 Bangladesh Development Bank Ltd.  Consumer Loan Scheme
 Bank Asia Ltd.  Consumer Durable Loan
 Dutch-Bangla Bank Ltd.  Dreams Come True Line
 IFIC Bank Ltd.  Consumer Durable Loan
 Mercantile Bank Ltd.  Consumers Credit Scheme
 Mercantile Bank Ltd.  House Furnishing Loan
 National Bank Ltd.  Consumer Credit Loan
 NCC Bank Ltd  Consumer Finance Scheme
 One Bank Ltd.  Consumer Loan
 Prime Bank Ltd.  Household Durables Loan
 Standard Bank Ltd.  SBL Husehold Appliance Loan
 United Commercial Bank Ltd.  House Hold Durable Loan
 Uttara Bank Ltd.  Consumer Credit



Required Documents

  • National identity/passport/driver license/nationality/ward commissioner’s certificate with photo attachment
  • Clear studio Photograph and business card
  • Bank statement for last 6 months
  • Copy of TIN related document
  • Letter of Introduction (LOI) for salaried executives or salary slip
  • Trade license/MOA for businessmen
  • Copy of house ownership and rent agreement for landlord and land lady
  • Other document as per loan category
  • Other documents as per bank requirement

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