Search The Site
Write below field
Home Loan
This loan is designed for purchasing a flat /house, building a house, completing a partially built house’ renovating/extending a house.
Basic Information
Target Customer |
Loan Limit |
Tenor |
Interest Rate |
Self
Employed
Professionals
Business person
Salaried Executives
Land Lord/Lady |
From BDT 500,000 to BDT 1,00,00,000
(may differ from bank to bank) |
36 to 300 months
(may differ from bank to bank) |
Maximum 9% Yearly
(may differ from bank to bank & time to time) |
Eligibility
Age Limit |
Minimum Monthly Income |
Employment Duration |
Min 21 years, Max 65 years
(may differ from bank to bank) |
For Salaried Tk. 25,000
For Businessmen Tk. 40,000
Self-employed professionals Tk. 30,000
Land Lord/Lady – rental income – Tk. 40,000
(may differ from bank to bank) |
Salaried: Min 3 years of working experience & min 6 year of continuous employment with present employer.
Professionals: Minimum 3 year of total practice in the profession
Businessman: Minimum 3 year of involvement in business.
(may differ from bank to bank) |
List of some banks which have Home Loan product
Bank Name |
Product Name |
AB Bank Ltd. |
Home Loan |
Bank Asia Ltd. |
House Finance |
BRAC Bank Ltd. |
Apon Ghar (Own Home); NIJER BARI |
Commercial Bank of Ceylon PLC. |
Home Loan |
Dhaka Bank Ltd. |
Home Loan |
Eastern Bank Ltd. |
EBL Home Loan |
HSBC |
Home Equity Loan |
HSBC |
Home loan |
IFIC Bank Ltd. |
Thikana (Home Loan) |
IFIC bank Ltd. |
IFIC Home Loan |
Meghna Bank Ltd. |
Meghna Home Loan;Meghna Apona Aloy |
Mercantile Bank Ltd. |
Home Loan |
Mercantile Bank Ltd. |
Cottage Loan |
Midland Bank Ltd. |
MDB Home Loan |
Modhumoti Bank Ltd. |
Home Loan |
Mutual Trust Bank Ltd. |
MTB Home Equity Loan |
Mutual Trust Bank Ltd. |
MTB Home Loan |
National Bank Ltd. |
Home Loan |
NCC Bank Ltd. |
NCC Bank House Repairing & Renovation Loan |
NRB Bank Ltd. |
My Home Loan |
NRBC Bank Ltd. |
Home Finance |
One Bank Ltd. |
Home Loan |
Prime Bank Ltd. |
Abash Home Loan |
Prime Bank Ltd. |
Swapna neer Home Loan |
Prime Bank Ltd. |
Swapna shaj Home Loan |
The Premier Bank Ltd. |
Home Loan |
Standard Bank Ltd. |
House Building Loan |
The Farmers Bank ltd. |
Home Loan; Cottage Loan |
Standard Chartered Bank |
Home Loan |
The Premier Bank Ltd. |
Home Loan |
United Commercial Bank Ltd. |
Home Loan |
Uttara Bank Ltd. |
Building Repair Loan |
Required Documents
- National identity/passport/driver license/nationality/ward commissioner’s certificate with photo attachment
- Clear studio Photograph and business card
- Bank statement for last 6 months
- Copy of TIN related document
- Letter of Introduction (LOI) for salaried executives or salary slip
- Trade license/MOA for businessmen
- Copy of house ownership and rent agreement for landlord and land lady
- Other document as per loan category
- Other documents as per bank requirement
© Copyright - bankbangla.com