Home Loan

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Home Loan

This loan is designed for purchasing a flat /house, building a house, completing a partially built house’ renovating/extending a house.


Basic Information

Target Customer Loan Limit Tenor Interest Rate
Business person
Salaried Executives
Land Lord/Lady
From BDT 500,000 to BDT 1,00,00,000
(may differ from bank to bank)
36 to 300 months
(may differ from bank to bank)
Maximum 9% Yearly
(may differ from bank to bank & time to time)




Age Limit Minimum Monthly Income Employment Duration
Min 21 years, Max 65 years
(may differ from bank to bank)
For Salaried Tk. 25,000
For Businessmen Tk. 40,000
Self-employed professionals Tk. 30,000
Land Lord/Lady – rental income – Tk. 40,000
(may differ from bank to bank)
Salaried: Min 3 years of working experience & min 6 year of continuous employment with present employer.
Professionals: Minimum 3 year of total practice in the profession
Businessman: Minimum 3 year of involvement in business.
(may differ from bank to bank)



List of some banks which have Home Loan product

Bank Name Product Name
AB Bank Ltd. Home Loan
Bank Asia Ltd. House Finance
BRAC Bank Ltd. Apon Ghar (Own Home); NIJER BARI
Commercial Bank of Ceylon PLC. Home Loan
Dhaka Bank Ltd. Home Loan
Eastern Bank Ltd. EBL Home Loan
HSBC Home Equity Loan
HSBC Home loan
IFIC Bank Ltd. Thikana (Home Loan)
IFIC bank Ltd. IFIC Home Loan
Meghna Bank Ltd. Meghna Home Loan;Meghna Apona Aloy
Mercantile Bank Ltd. Home Loan
Mercantile Bank Ltd. Cottage Loan
Midland Bank Ltd. MDB Home Loan
Modhumoti Bank Ltd. Home Loan
Mutual Trust Bank Ltd. MTB Home Equity Loan
Mutual Trust Bank Ltd. MTB Home Loan
National Bank Ltd. Home Loan
NCC Bank Ltd. NCC Bank House Repairing & Renovation Loan
NRB Bank Ltd. My Home Loan
NRBC Bank Ltd. Home Finance
One Bank Ltd. Home Loan
Prime Bank Ltd. Abash Home Loan
Prime Bank Ltd. Swapna neer Home Loan
Prime Bank Ltd. Swapna shaj Home Loan
The Premier Bank Ltd. Home Loan
Standard Bank Ltd. House Building Loan
The Farmers Bank ltd. Home Loan; Cottage Loan
Standard Chartered Bank Home Loan
The Premier Bank Ltd. Home Loan
United Commercial Bank Ltd. Home Loan
Uttara Bank Ltd. Building Repair Loan



Required Documents

  • National identity/passport/driver license/nationality/ward commissioner’s certificate with photo attachment
  • Clear studio Photograph and business card
  • Bank statement for last 6 months
  • Copy of TIN related document
  • Letter of Introduction (LOI) for salaried executives or salary slip
  • Trade license/MOA for businessmen
  • Copy of house ownership and rent agreement for landlord and land lady
  • Other document as per loan category
  • Other documents as per bank requirement

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