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Personal Loan
Personal Loan introduced in different banks is to meet the personal financial need.
Basic Information
Target Customer |
Loan Limit |
Tenor |
Interest Rate |
Self Employed
Professionals
Business person
Salaried Executives |
For salaried & professionals 10 to 12 times of Gross Monthly Income.
For Businessmen 8 to 10 times of Gross Monthly Income.
(may differ from bank to bank) |
12 to 60 months
(may differ from bank to bank) |
Maximum 9% Yearly
(may differ from bank to bank & time to time) |
Eligibility
Age Limit |
Minimum Monthly Income |
Employment Duration |
Min 21 years, Max 60 years
(may differ from bank to bank) |
For Salaried Tk. 20,000
Self-employed
professionals Tk. 30,000
(may differ from bank to bank) |
Salaried: Min 1 year of working experience & min 6 months of continuous employment with present employer.
Professionals: Minimum 1 year of total practice in the profession.
Businessman: Minimum 2 year of involvement in business.
(may differ from bank to bank) |
List of some banks which have Personal Loan product
Bank Name |
Product Name |
AB Bank Ltd. |
Personal Loan |
Bangladesh Development Bank Ltd. |
Personal Loan Scheme |
Bank Asia Ltd. |
Unsecured Personal Loan |
BRAC Bank Ltd. |
Personal Loan |
Commercial Bank of Ceylon PLC. |
Personal Loan |
Dhaka Bank Ltd. |
Personal Loan |
Eastern Bank Ltd. |
EBL Jibandhara Loan |
Eastern Bank Ltd. |
EBL Parseloan |
HSBC |
Personal Loan |
Jamuna Bank Ltd. |
Personal Loan |
Meghna Bank Ltd. |
Meghna Personal Loan |
Midland Bank Ltd. |
MDB Personal Loan |
Modhumoti Bank Limited |
Personal Loan |
Mutual Trust Bank Ltd. |
MTB Personal Loan |
NCC Bank Ltd. |
NCC Bank Personal Loan |
Standard Chartered Bank |
Personal Loan |
The Premier Bank Ltd. |
Personal Loan |
Trust Bank Ltd. |
Personal Loan |
Uttara Bank Ltd. |
Personal Loan |
Required Documents
- National identity/passport/driver license/nationality/ward commissioner’s certificate with photo attachment
- Clear studio Photograph and business card
- Bank statement for last 6 months
- Copy of TIN related document
- Letter of Introduction (LOI) for salaried executives or salary slip
- Trade license/MOA for businessmen
- Copy of house ownership and rent agreement for landlord and land lady
- Other document as per loan category
- Other documents as per bank requirement
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