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Salary Loan
This Loan is designed for only salaried individuals of different profession.
Basic Information
Target Customer |
Loan Limit |
Tenor |
Interest Rate |
Any salaried individual |
10 to 12 Times of Gross Monthly Income
(may differ from bank to bank) |
12 to 60 months
(may differ from bank to bank) |
Maximum 9% Yearly
(may differ from bank to bank & time to time) |
Eligibility
Age Limit |
Minimum Monthly Income |
Employment Duration |
Min 21 years, Max 60 years
(may differ from bank to bank) |
Tk. 20,000 |
Min 1 year of working experience & min 6 months of continuous employment with present employer.
(may differ from bank to Bank) |
List of some banks which have Salary Loan product
Bank Name |
Product Name |
Bangladesh Commerce Bank Ltd. |
BCB Special Loan (For Service Holders) |
Eastern Bank Ltd. |
EBL Executive Loan |
Jamuna Bank Ltd. |
Salary Loan |
Prime Bank Ltd. |
Loan Against Salary |
NRB Global Bank Ltd. |
NGB Executive |
Trust Bank Ltd. |
Loan Against Salary |
United Commercial Bank Ltd. |
Advanced Against Salary Loan |
Required Documents
- National identity/passport/driver license/nationality/ward commissioner’s certificate with photo attachment
- Clear studio Photograph and business card
- Bank statement for last 6 months
- Copy of TIN related document
- Letter of Introduction (LOI) for salaried executives or salary slip
- Trade license/MOA for businessmen
- Copy of house ownership and rent agreement for landlord and land lady
- Other document as per loan category
- Other documents as per bank requirement
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